Here is the debt outstanding for all commercial banks in the US (all data as of March 31, 2018),
Total consumer credit including student loans $3.9 trillion (up from $2.6 trillion in 2008)
Total commercial and industrial loans $2.15 trillion (up from $1.5 trillion in 2008)
Commercial real estate loans $2.1 trillion (up from $1.6 trillion in 2008)
Mortgage Backed Securities $1.76 trillion (up from $800 billion in 2009)
Student loans $1.5 trillion (up from $500 billion in 2008)
Consumer credit cards and other revolving credit $775 billion (up from $400 billion in 2008)
Mortgage debt $1.32 trillion (down from $1.42 trillion in 2008)
Total Consumer Credit Outstanding:
![US Total Consumer Outstanding, All Commercial Banks](https://thistimeitisdifferent.com/wp-content/uploads/2018/04/US-Total-Consumer-Outstanding.png)
Commercial and Industrial Loans Outstanding:
![US Commercial and Industrial Loans, All Commercial Banks](https://thistimeitisdifferent.com/wp-content/uploads/2018/04/US-Commercial-and-Industrial-Loans.png)
Mortgage Debt Outstanding:
![US Total Mortgage Outstanding, All Commercial Banks](https://thistimeitisdifferent.com/wp-content/uploads/2018/04/US-Total-Mortgage-Outstanding.png)
Credit Card and Other Revolving Plans Debt Outstanding:
![US Credit Card Outstanding, All Commercial Banks](https://thistimeitisdifferent.com/wp-content/uploads/2018/04/US-Credit-Card-Outstanding.png)
Student Loans Outstanding:
![US Student Loan Outstanding, All Commercial Banks](https://thistimeitisdifferent.com/wp-content/uploads/2018/04/US-Student-Loan-Outstanding.png)
Commercial Real Estate Loans Outstanding:
![US Commercial Real Estate Loans, All Commercial Banks](https://thistimeitisdifferent.com/wp-content/uploads/2018/04/US-Commercial-Real-Estate-Loans.png)
Mortgage Backed Securities:
![US Mortgage Backed Securities, All Commercial Banks](https://thistimeitisdifferent.com/wp-content/uploads/2018/04/US-Mortgage-Backed-Securities.png)
Charge-off Rates
Charge-off rates for any category of loan are defined as the flow of a bank’s net charge-offs (gross charge-offs minus recoveries) during a quarter divided by the average level of its loans outstanding over that quarter.
Charge-off rate for all products for all commercial banks in the US 0.52% (was 3.14% in Q4 2009)
Charge-off rate for real estate mortgages 0.03% (was 2.90% in Q4 2009)
Charge-off rate for consumer credit cards 3.63% (was 10.97% in Q2 2010)
Charge-off rate on All Loans:
![US Charge Off rates all loans, All Commercial Banks](https://thistimeitisdifferent.com/wp-content/uploads/2018/04/US-Charge-Off-rates-all-loans.png)
Charge-off rate on Credit Cards:
![US Credit Card Charge Off Rates, All Commercial Banks](https://thistimeitisdifferent.com/wp-content/uploads/2018/04/US-Credit-Card-Charge-Off-Rates.png)
Delinquency Rates
The delinquency rate for any loan category is the ratio of the dollar amount of a bank’s delinquent loans in that category to the dollar amount of total loans outstanding in that category.
Delinquency rate for all products for all commercial banks in the US 1.82% (was 7.5% in Q2 2010)
Delinquency rate for real estate mortgages 2.30% (was 10.23% in Q1 2010)
Delinquency rate for consumer credit cards 2.56% (was 6.61% in Q1 2009)
Delinquency rate on All Loans:
![US Deliquency rates all loans, All Commercial Banks](https://thistimeitisdifferent.com/wp-content/uploads/2018/04/US-Deliquency-rates-all-loans.png)
Delinquency Rate on Credit Cards:
![US Credit Card Delinquency Rates, All Commercial Banks](https://thistimeitisdifferent.com/wp-content/uploads/2018/04/US-Credit-Card-Deliquency-Rates.png)