6pm on a winter weekday at London Bridge Station, several passengers wait for the departure platform of their train to be displayed. Some of these passengers aren’t looking on the display board though, they are looking at their phones and tablets on a website – not the Train operator or Network Rail (the company that manages the railway tracks, signalling and other infrastructure) but another website Continue reading “Why fewer everyday commuters are using the railway in Britain”
Underfunding, lower bond yields and changing demographics could mean you don’t get a state pension
A significant increase in life expectancy during the 20th century has been one of the greatest achievements for society. Better living standards, more nutritious diets, access to cleaner drinking water, Continue reading “Underfunding, lower bond yields and changing demographics could mean you don’t get a state pension”
One chart that will make you wonder how a generation managed with high interest rates
Here is a chart of the Bank of England base rate from 1975 till date, Continue reading “One chart that will make you wonder how a generation managed with high interest rates”
Impact of interest rates in the US and the UK heading higher
What a difference a year makes, these are the current 10 year government bond yields, Continue reading “Impact of interest rates in the US and the UK heading higher”
Do foreign state run companies deliver poor rail services in Britain?
6pm on a winter weekday at London Bridge Station, several passengers wait for the departure platform of their train to be displayed. Some of these passengers aren’t looking on the display board though, they are looking at their phones and tablets on a website – not the Train operator or Network Rail (the company that manages the railway tracks, signalling and other infrastructure) but another website Continue reading “Do foreign state run companies deliver poor rail services in Britain?”
Are the British obsessed about house buying and house prices?
It is said that an Englishman’s home is his castle. Is that the reason the British are so obsessed about house buying? Continue reading “Are the British obsessed about house buying and house prices?”
Real reasons why stock markets are soaring
Most major stock indices have recently hit all time highs. Many of the 2018 year end S & P 500 targets were hit in just 15 trading days. Continue reading “Real reasons why stock markets are soaring”
Countries with the lowest personal income tax and sales tax/value added tax rates
Here are the countries with the lowest personal income tax rate (for the maximum tiered income slab) and a few with the highest, Continue reading “Countries with the lowest personal income tax and sales tax/value added tax rates”
Should you rely on a state or government pension? The impact of underfunding, lower bond yields and changing demographics
A significant increase in life expectancy during the 20th century has been one of the greatest achievements for society. Better living standards, more nutritious diets, access to cleaner drinking water, success in the fight against infectious diseases and advancements in science have all contributed to the increase in life expectancy. Continue reading “Should you rely on a state or government pension? The impact of underfunding, lower bond yields and changing demographics”
Can Governments really afford higher interest rates?
Governments around the world have close to $80 trillion in debt. As interest rates begin to rise globally we explore if governments around the world can really afford higher interest rates. We will write about the impact of rising interest rates on individuals/households and corporates/businesses later. Continue reading “Can Governments really afford higher interest rates?”